Plaid does not charge per Zelle transaction. Instead, it charges based on:
Connected accounts
API usage (calls to /transactions/get, /transactions/sync)
Webhook triggers
Zelle payments are treated like any other transaction in your bank feed. If your bank posts Zelle transfers with descriptors like "Zelle Payment" or "Zelle Transfer", Plaid will fetch them as part of your transaction data.
Plaid Pricing Plans (U.S.) Plan Best For Pricing Structure Zelle Support Pay-As-You-Go Testing & Early Launch ~$0.42/month per Transactions account Yes Growth Small Teams & Startups Discounted rates with 12-month commitment Yes Custom High-volume businesses Volume-based pricing, beta access Yes Example: If you connect 10 business accounts and fetch transactions daily, expect to pay $4.20–$20/month, depending on usage.